In a time when more consumers are using credit cards instead of cash, your business can benefit from accepting credit card payments over the phone, online, and, of course, in person. Chargeback Prevention. Catherine Nightingale. All Nutraceutical Merchants welcome. government regulates nutraceutical businesses, which means. 15% with an added $. To get a merchant account, one must submit an application with a merchant account provider. All of your merchant accounts are managed through a single login to the gateway. TouchSuite®’s high-risk payment programs make the process of accepting credit card payments simple. Therefore, traditional payment processors classify these businesses as high risk based on criteria such as transaction size, industry, sales model. Credit Card Processing for Nutraceuticals and Herbal Companies. Processing of all major credit card. Without a mer. But then, without a merchant account, you will not be able to Accept Credit Card and debit card payments. Best one-stop shop: First Card Payments. High Risk Pay is a comprehensive solution perfect for nutraceutical merchants. General. ACCEPT PAYMENTS ONLINE. A merchant account is a specific type of bank account that allows merchants to accept payments. Chargebacks occur whenever a customer returns an item or they pay with a bad check or over-extended credit card. The second part is the eCommerce payment gateway, which connects to banking networks, through which transactions are submitted for approval. Credit card companies charge payment processing fees for each ecommerce transaction. An ACH (Automated Clearing House) merchant account is a type of bank account that enables businesses to accept electronic payments from their customers through the ACH network. A merchant account is a specific type of bank account that allows merchants to accept payments. Therefore, most nutraceutical companies will have to use a partner who specializes in high-risk merchant A business that accepts credit cards for goods or services. Accept credit card payments online hassle-free. Accepting Google Pay certainly won’t cost you any more in fees as a merchant A business that accepts credit cards for goods or services. Shark Processing is another reputable high-risk credit card processor that may be a great fit for your nutraceutical business. Resources; Have any Questions? Call us at (800) 621 - 4893; Are you an Agent? Get Started;. It is important for nutraceutical businesses to partner with high-risk payment processing providers that support credit card processing and offer competitive. These industries can include online gaming, adult. In the realm of high-risk payment processing, the nutraceutical industry stands as a unique challenge. Even if you have been previously rejected by other credit card processors or have a bad credit score and. Credit Repair. And you most likely need to. With the great security and leading customer satisfaction, our company is your answer. For internet pharmacies and online vitamin stores. There are slightly higher credit card processing fees and a reserve fund is commonly, although not always, required for nutraceutical merchant. Without a merchant account, you will not be able to accept payment via credit card or debit card. QuickBooks has a free mobile card reader available. Typically, a merchant account for credit repair is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Operating identically as other types of payment processing, these accounts are underwritten with the knowledge that the businesses using them will not be traditionally what banks see. If you want to purchase CBD online or through a retailer’s store, you must make an alternative payment option ready as no one will accept the credit cards. Businesses need nutraceutical merchant accounts to accept payments from buyers. Merchant accounts accept credit cards, debit cards, and other common types of online payment options, and having the right one can make the transaction process reliable and smooth for your customers. A merchant account is a specific type of bank account that allows merchants to accept payments. Redefining Nutraceutical Business with Credit Card and Crypto Merchant Accounts I. No caps on your processing volume. Because nutraceutical vendors are considered high risk merchants, accepting card payments can be a challenge; but not being able to accept these payment methods will almost certainly stifle the growth potential of the business and could potentially make the entire venture unviable altogether. Traditionally, that process slows things down… until now. Helcim : Best All-in-One Platform. Merchants can accept several payments, from bank cards to cryptocurrency, with a reliable ecommerce. . Any high-risk merchant that chooses a traditional payment processor is bound to hit a snag at some point. Check out our nutraceutical merchant accounts. EMV capable, PCI Compliant, and modern for 2020! MK Cash Discount . One-time & Recurring. Get a secure Nutraceutical Merchant Account with QuadraPay. In most cases, the money then transfers to the business's account in. Issue fast payouts to. It is often a bank or other financial institution that is a licensed member of a card issuer such as Visa or MasterCard. We work with 1000's of merchants in restaurants, CBD & Hemp, retail, e-commerce. You need a dependable high risk merchant account provider for your nutraceutical merchant account. A merchant account is a specific type of bank account that allows merchants to accept payments. Durango Merchant Services: Best for highest-risk businesses. Despite your businesses’ unique needs, most banks and merchant processors categorize and charge nutraceuticals companies the same way they would standard retailers or e-commerce stores, trapping you into the wrong pricing structure with the wrong fees and rates. Choose a service provider. Allocate the amount of processing you want to send through each merchant account. Banking-level security. A retail nutraceutical merchant account is a type of supplements merchant account specifically designed to accept face-to-face payments from debits and credit cards. From account management software and CRMs to accounting applications, we can link into them all with just a click of a button. The ACH network is a system that facilitates electronic transfers between bank accounts in the United States. E-Cigarettes and Vapes are considered high risk in the online merchant account world. Our goal is to provide you with the lowest rates, fastest approvals, and best terms for payment processing. We keep your money safe, so you can keep doing what you love. For more information, visit the PaymentCloud website or call (888) 506-7859. We’ve put together a series of automated underwriting checks that will approve certain industry types in real time. To get a merchant account, one must submit an application with a merchant. Without a merchant account, you will not be able to accept payment via credit card or debit card. A gaming merchant account is a specific type of bank account that allows merchants to accept payments. Online payment processing is not limited to debit and credit cards anymore. High Risk Nutraceutical Integrations. These features and techniques include: Fast settlements to merchants. Visit Website. PayDiverse is a nutraceutical payment processor that provides nutra merchants with premium high-risk nutraceutical merchant services, credit card processing & merchant approval. An e-commerce gateway acts as a secure bridge between the credit repair business's website and the payment processor, ensuring the smooth transmission of payment information. After a customer pays for a product or service via credit card, the processor deposits the funds into a merchant account. Accept debit & credit cards. The Dun and Bradstreet Financial Stress Score and PAYDEX Score are available to pick up through D&B customer service or a third-party vendor. Unmasking the Nutraceutical Industry The nutraceutical industry has come a long way since its inception, offering products that blend nutrition with pharmaceutical benefits. PaynetSecure provides online dating merchant accounts specifically designed for credit card processing of online, in-app, and MOTO transactions. The most common merchant services companies are Square, Stripe, and Braintree. Membership & Recurring Billing. 2. A payment gateway is an Internet application offered by merchant services providers for use to authorize high-risk credit card and debit card payment transactions. Organizations that deal with a large number of transactions monthly are advised to avail. Apply for a Nutraceutical Merchant Account to Accept Credit Cards. Credit card processing plays a significant role in nutraceutical e-commerce. Best for chargeback monitoring: SMB Global. To get a merchant account, one must submit an application with a merchant account provider. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. An eCommerce Merchant Account is a special type of account that allows your online business to accept debit cards, and credit cards, for eCommerce Payment Processing on your e-commerce website. First, the industry is regulated. May 26, 2023. Merchant accounts accept credit cards, debit cards, and other common types of online payment options, and having the right one can make the transaction process reliable and smooth for your customers. 28 billion in 2019, according to Grand View Research. Even though over 75% of adult Americans take a dietary supplement, this is the case. If you are looking forward to. The business owner and the business itself have separate credit scores. To get a merchant account, one must submit an application with a merchant account provider. Nutraceutical Merchant Accounts & PaymentsA retail nutraceutical merchant account is a type of supplements merchant account specifically designed to accept face-to-face payments from debits and credit cards. This prohibition can be for several things, including the owner’s financials or credit background to the sales history, transaction types, or industry that the business operates within. With its high approval rates, secure payment processing, and nutraceutical-specific features and services, PaymentCloud offers everything that nutraceutical business owners need to accept credit card payments from their customers. Easy Pay Direct helps online businesses, eCommerce websites, large enterprise merchants, and small businesses accept credit and debit card payments. Many of your customers do not have cards or are maxed out on cards. How to Accept Credit Card Payments For Supplement Products & High-Risk Merchant Accounts In the supplement industry, accepting credit card payments is a must. Consumers are embracing holistic and natural forms of healthcare, which has led to explosive growth in vitamins, supplements and other. Accept debit & credit cards. The merchant account also includes an agreement between the payment processor and the retailer involved for settlement of the debit or credit card transaction. The merchant. Power Your Business With Nutraceutical Merchant Accounts and Payments From Scalesafe Payments — Easy, Reliable, and Secure Merchant accounts accept credit cards, debit cards, and other common types of online payment options, and having the right one can make the transaction process reliable and smooth for your customers. Way2pay. If you are finally looking forward to. 25. Accept credit card payments and monitor your processing with your nutraceutical merchant account. Since high risk businesses do not qualify for. When. If you are finally looking forward to spreading your business worldwide, it is important to…Visa has recently announced two important changes to the credit card surcharge rules which will take effect on April 15, 2023. Accepting credit cards for CBD? Online CBD sellers know exactly how hard it is to accept credit card payments. Increase your sales by accepting credit cards. This has left numerous. Nutra merchant account enables one to accept different payment options. They also struggle to secure the financing they need to grow their business and cover costs. That, in turn, allows the company to increase sales. A high risk merchant account is a specialized payment processing account designed for businesses that operate in industries with a higher risk of chargebacks or fraud than traditional businesses. Apply Now. This includes hardware and software, the virtual terminal for point of sale transactions, the payment gateway, and all other aspects of credit card and ACH processing. In The MediaA merchant account is a business account through a bank or merchant service provider that allows the business to accept payments from customers by credit and debit cards. Without a merchant account, you will not be able to accept payment via credit card or debit card. Without a mer. We will allow your company to accept leading credit cards by either physical or virtual terminals. With over 8000 dating sites worldwide, and more being added every day, competition is fierce. services. This has left numerous organizer or. Get approved for a nootropic, supplement and nutraceutical merchant account. That timeframe can vary based on your business and your credit history. Despite your businesses’ unique needs, most banks and merchant processors categorize and charge nutraceuticals companies the same way they would standard retailers or e-commerce stores, trapping you into the wrong pricing. com’s expert team can help you receive a merchant account for your online, shopping cart, recurring billing or free trial nutraceutical business in as little as 24 hours. Contact a provider to get started directly or give us a call at 1-833-213-0511 to learn more. Dedicated to negotiating the best terms for your supplement & nutraceutical business. Upon approval and as to orders within credit limits, terms are net 30 days from date of invoice, unless a different period isLoan Modification Merchant Account; Credit Repair Merchant Account; Global ecommerce; Nutraceutical Merchant Account; Recurring Billing; Subscription and Membership Merchant Accounts;. For example, a merchant account like Seamless Merchant offers more than 25 bank relationships, allowing businesses to accept credit card payments securely, quickly, and efficiently. With technological advances, the payment services industry has evolved, with payment processors offering merchants new platforms to accept payments. In the past, a business owner who wanted to accept credit cards had to open a merchant account with a bank, which can be costly and time-consuming. 2. Dairy products, such as milk and cheese. When you use our services, you don’t need to worry about the risks of accepting credit cards for what will be considered high-risk payments. Retail Payments. He also owns multiple businesses that accept credit card payments. services that are. Stripe is a payment processing platform that allows you to accept credit cards, debit cards, and other forms of electronic payment. We utilize a variety of processing techniques to ensure that payment processing, fraud prevention and chargeback disputes are all easy processes for our high-risk accounts. We can provide your business the ability to accept credit cards with one of our merchant account providers. The process of obtaining a merchant account can be time-consuming and complex, especially for businesses in the nutraceutical and sports nutrition space. A start up mineral nutraceutical business needs the ability to accept payments for online sales. High risk merchant services is provided for all legal forms of high risk business types. Best Nutraceutical Merchant Accounts. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. This is well over what Visa considers an excessive level of chargebacks. We've Helped Over 20,000 business Accept Credit Card Payments. A high risk merchant account can provide you with the capability to create revenue utilizing your website or preferred eCommerce option. The most common merchant services companies are Square, Stripe, and Braintree. There are two main reasons for this. Many traditional banks and payment processors may hesitate to serve high-risk businesses due to the perceived financial uncertainty. That said, this will severely limit your ability to accept online. Having built a network of acquiring banks that work with high risk industries, Instabill offers affordable nutraceutical merchant accounts. Credit Repair. A merchant account is a bank account into which a merchant's payment processor. Domestic and international solutions. For an instant quote on an Instabill nutraceutical merchant account, call us directly at 1-800-318-2713 or simply click the button to get started. When it comes to opening a business bank account, you are going to need: a business license. Online Payments - National Merchants is your trusted partner and advocate in credit card processing. About the fact that the nutraceuticals industry has taken off, a few factors are impeding. Merchant account fees will vary between different payment processors for various reasons. Our high risk payment gateway. Need to Open a Nutraceutical Merchant Account? Nutraceutical merchants often have trouble finding online credit card processing and a reliable nutraceutical merchant. Don’t let your business go hungry. Experience Unmatched Payment Solutions. Many retail and online merchants use a gateway and its integrated virtual terminal. Offering the option to accept credit cards provides convenience to customers and maximizes sales potential. High Risk Pay is a comprehensive solution perfect for nutraceutical merchants. The customer service department of D&B will be aware which financial stress class you belong to. The accounts enable acceptance of payments from customers in the US and overseas. More. Finding a moto merchant account for your mail order and telephone order business can be difficult. By taking these steps, you can find the best nutraceutical merchant account providers that best suit your business's needs and helps you navigate the complex regulatory landscape. Accept Credit Cards With Less Limitations. However, without the right merchant processing solution, your customers can become frustrated, and you can lose money through lost businesses. However, there are various high-risk merchant. Without a mer. With our high risk services, businesses can accept credit cards and other forms of payments for their products and services. At Allied Payments, we have focused on providing businesses with specialized continuity merchant account services. Start accepting payments quickly and efficiently. Unfortunately, these types of situations have a spill-over effect on the industry as a whole. You have to meet your customer’s expectations by providing a way for them to pay. This is how you receive money if you’re ever paid by. Today, you have more options than just merchant accounts. Fortunately, TailoredPay can help businesses in the nutraceutical industry find the right high-risk merchant account for their needs. Create a proper label of contents. This includes information on individual transactions and batch totals with comprehensive reporting tools. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. The Nutra payment processing emphasizes the need for a long-term, healthy merchant account. Live Chat, Phone & E-mail Support. Processing online credit card payments is the biggest hurdle to success. 3. By partnering with Get Payment, nutraceutical business owners can access secure and efficient payment processing solutions that address the challenges associated with the. Best for online and international sellers: Durango Merchant Services. Sharon Kulyk. They are also subject to high returns and credit card declines,. The Advantages of a High Risk Merchant Account for Nutraceutical Products For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. Having no credit history can create just as many difficulties when applying for a merchant account as having bad credit. Recurring Payment Support. 4 billion as of 2015, and is estimated to reach $204. The Comprehensive Guide to Healthcare Credit Card Processing. It can be hard to acquire merchant services for nutra product sales. Nutraceutical. But then, without a merchant account, you will not be able to Accept Credit Card and debit card payments. In this case,. Both of them result in chargebacks and brand loss. QuickBooks Payments offers: Integration with well-respected QuickBooks accounting software. You have to meet your customer’s expectations by providing a way for. Allow 3-5 business days for approval of US nutraceutical credit card processing accounts. If you’re a merchant who is constantly on the go or lacks a brick and mortar location, a mobile card reader allows you to accept credit cards anywhere. Compliance Support. A start up mineral nutraceutical business needs the ability to accept payments for online sales. QuadraPay And Nutraceutical Credit Card Processing Operating a business in the nutraceutical industry comes with unique. Phillip has researched and reviewed over 1,000 merchant services providers over the last 15 years. 3% for a debit card. Nutraceutical merchants often have trouble finding online credit card processing and a reliable nutraceutical merchant account, which seems ludicrous considering that nutraceutical industry, or “nutra” industry as a whole brings in a yearly revenue totaling $181. In that sense, you can accept EBT card payments. U. Nutraceutical Merchant Accounts; Online Gaming Merchant Accounts;. Securing Merchant Accounts for Nutraceutical E-Commerce Acquiring and maintaining a reliable merchant account is a significant challenge for nutraceutical businesses. 9% + 30¢ online. At eMerchant Authority, we don’t decline dietary supplement merchant account applications simply. The accounts enable acceptance of payments from customers in the US and internationally. Nutra has nothing to do with pharmaceuticals. Credit card processing for the nutraceutical industry. An acquiring bank, also known as an acquirer, is a third party that offers a merchant account to a business for the purpose of accepting payments. Stax: Best for Subscription Pricing. Goods or Service Offered. There are two main reasons for this. Some storefront and MOTO businesses use payment. The last step is to select and set up payment terminals for your business. PCI Compliance. Accept payments from US and international customers quickly and easily with nutraceutical merchant accounts. Minimum monthly processing to qualify for an account is $50K. Instant Approval Merchant Account In Easy Steps For Nutraceutical Products. audience that continues to be extremely health conscious is the baby boomers. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. This setup provides secure merchant processing while preserving features like their Advanced Fraud Detection Suite (AFDS) and their Customer Information Manager (CIM). Decide where to receive your credit card payments. Merchant accounts and payment gateways that allow CBD and Hemp Oil to be sold through their networks. 250-472-5166. We have a step by step proces to secure CBD Merchant Accounts. Regarding in-person payments, 31% of consumers choose credit cards, and 34% select debit cards. The merchant account is a type of bank account allowing businesses to accept payments. Unfortunately, many credit card processors do not want to work with nutraceuticals businesses. A merchant account is a business account through a bank or merchant service provider that allows the business to accept payments from customers by credit and debit cards. A nutraceutical merchant account is a type of merchant account that is specifically designed for businesses that sell nutraceutical products, such as dietary supplements, vitamins, and other health-related products. If you are looking forward to. Both categories are ordinarily associated with free trials, chargebacks, false claims and customer complaints. Six steps one should make to open a nutraceutical merchant account: 1. The role of the right payments partnerPick 7: QuickBooks Payments. You need a merchant account to be able to accept credit card payments but you’ve been turned down before. Stax: Best for avoiding transaction fees. Power Your Business With Nutraceutical Merchant Accounts and Payments From MID Kingz Solutions — Easy, Reliable, and Secure. To get a merchant account, one must submit an application with a merchant account provider. PaymentCloud is the #1 provider for Nutra and supplement credit card processing because we can connect directly to the software and solutions that your business already uses. PayPal will hold funds in a merchant’s account until they transfer them to a bank, allowing PayPal access to that money until it has been cleared. Businesses that have a more than 3% chargeback ratio can have their merchant accounts terminated by credit card processors. How to shop for merchant service for nutra product industry and instruction to work with merchant service provider. Or call 888-5-PAYNET. A merchant account is a specific type of bank account that allows merchants to accept payments. A merchant account is a specific type of bank account that allows merchants to accept payments. Without a merchant account, these businesses have no way to accept credit and debit card transactions. Insurance. Call us Toll Free (866) 509-7199. Get the processing capacity you need to manage & grow your nutraceutical business. These payments include but are not limited to, credit card or debit card transactions, ACH payments, and e-checks. » Nutraceuticals » Vitamins & Supplements » Credit Repair » Firearms & Ammo » Vape & e-Cigarettes » Fantasy Sports & BettingHow To Accept Credit Cards Online: 6 Options For Small Businesses. eastern time. Taking part in the growth of Internet sales of vitamins and supplements One portion of the U. Power Your Business With Nutraceutical Merchant Accounts and Payments From Scalesafe Payments — Easy, Reliable, and Secure. Ideally, this type of nutraceutical merchant account utilizes the credit card machine or point of sale. For example, credit card numbers. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. He also owns multiple businesses that accept credit card payments. Under the new rule, merchants are no longer required to register with Visa. Here's why. Nutraceutical Merchant Accounts; Online Gaming Merchant Accounts; Online Pharmacy Merchant Accounts; Recurring Billing Merchant Accounts; Tech Support Merchant Accounts;. It should be the aim of every high risk business to have a merchant account. We are experts in the nutraceutical credit card processing industry. Phillip has researched and reviewed over 1,000 merchant services providers over the last 15 years. Merchants can begin processing in less than 1. Stripe: Best for owners of multiple businesses and brands. Though bad credit takes much. Friendly with all ecommerce checkout pages and shopping carts. Many people in this audience prefer to purchase their. *Attention business owners processing credit cards online* Your current processor may kill your business… Millions of merchant accounts were shut down last year by our competitors… We have a solution so that you can worry less about payment issues, have stable merchant accounts, and make more money online. An adult merchant account works like a bank account for you online store. Are you struggling to secure the payment processing solutions your nutraceutical business needs? Unfortunately, there are many industries whose merchants struggle to secure merchant accounts for their businesses – the nutraceutical industry is definitely among them. Merchant accounts accept credit cards, debit cards, and other common types of online payment options, and having the right one can make the transaction process reliable and smooth for your customers. With a supplement and nutraceutical merchant account, accept credit cards online, in store or over the phone with next day funding. Guaranteed CBD Merchant Accounts Approvals in 1 week. Contact us today at 1-877-296-3690 to. By clicking “Accept All”, you consent to the use of ALL the cookies. When accepting. Instead, Stripe charges per transaction, with a higher online transaction fee than other. Higher payment processing fees. Secure your e-commerce merchant account with Qleen Pay and gain access to a reliable payment processing solution tailored for your online business. Retail Payments. Contact a provider to get started directly or give us a call at 1-833-213-0511 to learn more. Customers provide their credit card info, and then the payment gateway passes the information between the selling business, the customer’s bank, and the seller’s bank, either approving or declining transactions along. At UniBul, we give you a nutraceutical merchant account with: Fast application approvals. 25. If your nutraceutical merchant account was shut down today and you could no longer accept credit cards, how long could you keep the doors open? Everyday basic payment. The Dun and Bradstreet Financial Stress Score and PAYDEX Score are available to pick up through D&B customer service or a third-party vendor. Making it easier for customers to call you than contact their credit card company will help you lower your chargeback ratio. Mobile Card Reader. Get started right now by contacting us online or giving our merchant services specialists a call at 844-661-0725. *Attention business owners processing credit cards online* Your current processor may kill your business… Millions of merchant accounts were shut down last year by our competitors… We have a solution so that you can worry less about payment issues, have stable merchant accounts, and make more money online. Processors can freeze your merchant ID number and stop you from accepting any new card payments to your account. Processing of all major credit card. The whole process can be completed in as little as 48 hours between application to processing payments. This will allow your customers to enter their payment information and complete the card transaction. Credit card processing for wholesale and retail businesses. TouchSuite ® Offers Efficient Merchant Services And Payment Processing For Your Nutraceutical Company. Unfortunately, this leaves nutraceutical business owners with a difficult time getting a merchant account to accept payments for supplements. He also owns multiple businesses that accept credit card payments. eMerchantBroker is a Los Angeles, California-based company that offers high risk e-commerce processing solutions including kratom merchant accounts. Presenting your business in the best possible light from point of first contact is important because merchant accounts are essentially a line of credit from a processor. But why would banks avoid my business when the industry is. Our experienced staff will determine your specific needs and recommend a solution that meets your specific situation. High-risk payment gateways: Payment gateways are tools that facilitate credit card transactions. MK. When a customer purchases a product using a credit card or other electronic payment method, a merchant account communicates with the card issuer, withdraws funds from the customer’s account, and credits the merchant. There are two main reasons for this. Without a merchant account, you will not be able to accept payment via credit card or debit card. This has left numerous organizer or business owners wondering what to do. They are governed and administered by an. Accepting card payments with smooth efficiently is. If you're looking for payment solutions that will positively impact your business, Zen Payments is ready to help. A nutraceutical merchant account furnishes business owners with the capability of accepting credit cards and debit cards for payment processing in the nutraceutical industry. ACH transfer. This labeling has made applying for and approving a merchant account difficult. Accepting Credit Cards for Nutraceutical E-Commerce. Get Payment specializes in offering high risk nutraceutical merchant accounts, tailored to meet the unique needs of businesses in this industry. In fact, it is not uncommon for a nutraceutical merchant to have a chargeback ratio in excess of 2%. This could occur for various reasons, such as a suspected fraud attempt, a card that has been reported lost or stolen, or a card that has been blocked. The demand. Based on our evaluation, the best high-risk merchant account providers are: Best overall (and most versatile): PaymentCloud. Nutraceutical companies can often find it difficult to accept credit card payments due to the risk involved with their products. For example, if you process $20,000 or more a month, or if you have an average transaction amount of $500 or more, you risk more opportunities for higher chargeback ratios.